The payment gap, the fix, and the questions nobody asks — written for contractors, not bankers.
Slow payments cost the construction industry roughly $280 billion last year. Here's what that looks like on the ground in New York — and the fix that runs on the government's credit rather than yours.
Read article →Satisfaction with online lenders collapsed to 2%. If you're carrying advances and you do government work, your receivables are among the strongest collateral in American finance — and there's a way out.
Read article →The mechanism is older than most people realize — the Assignment of Claims Act dates to 1940. Here's how invoice financing works in plain English, and what changes when payroll stops depending on an agency's payment office.
Read article →An invoice in dispute or under a lien cannot be financed. But the clean invoices you're owed today and every job you win next can convert to cash in about two business days — so a fight never holds your whole company hostage again.
Read article →The 2025 shutdown ran 43 days and froze roughly $18 billion in payments. A financing arrangement takes days to set up when nothing is on fire — and can't be set up retroactively once payments freeze.
Read article →Certification programs put real contracts in front of firms the market used to lock out. What they can't do is fund the work. The working capital gap that comes with set-aside wins is the most fixable problem in government contracting.
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